Meet the Team
Hendra Wijaya, CFEI | Founder
Hendra Wijaya is a Certified Financial Education Instructor (CFEI) and the founder Perpetual Wealth Group. He has built a solid record of accomplishment and a reputation of excellence among his clients and colleagues as a Wealth Architect. He spent well over 15 years committed to educating individuals, families, and business owners on how to best position themselves for financial success. He believes in a comprehensive approach when it comes to providing quality advice about client’s finances and wealth management and preservation. He specializes in designing and creating assets for the top 25% who are looking for ways to escape the retirement tax trap, want more tax-free retirement cash flow, protection from market crashes and increasing taxes, and potential double digit growth.
Hendra graduated with a Bachelor’s degree in Management Information Systems from Brigham Young University-Hawaii. During his degree pursuit, he completed courses and developed specialized skills in Business Finance, Accounting, Human Resource Management, Economics, Business Strategies, Marketing, Business Communications, and Business Management.
Hendra has been a resident of Las Vegas over 16 years. He is married with three children. He is an avid golfer and loves to spend his free time golfing with great people. He and his family are active in their church service and he has been a great support of the Boy Scout of America and is currently serving as a Committee Chair in his troop.
Michael Cruz, CFEI
Michael completed his education with Kaplan University, licensed in 2016 and is going through continued education. He has over five years of experience working in the Financial Industry and completed his CFEI Certification in 2017.
Starting his career in Corporate America working for one of the world’s top rated banks, U.S. Bank. Michael first started as a Personal Banker and ascended his way up through Management, he earned multiple accolades for excellence in Customer Service and Sales. While working for U.S. Bank, he spent a great deal of time working with all clientele ranging from low to high profile and also serving as a specialist working with Small Business owners.
While working for U.S. Bank, Michael found it evident that our education system did not provide Americans with the financial literacy to budget and/or plan for their retirements, not enough Small Business owners knew how to run their finances. This is when he decided to leave his management position at U.S. Bank and start giving back to his community through Financial Literacy education, budgeting, creative investment strategies, and retirement planning, often hosting Seminars and Webinars.
Michael was born and raised in Salt Lake City, UT then moved to his current home, Las Vegas, NV in 1998 where he finished High School, Class of 2001. He was married in 2014, has one son (4 years old), and had recently adopted a rescue dog (Shar Pei / Bull mix) named Hines. He most enjoys spending time with his family and closest friends. A huge Pittsburgh Steelers fan, He also enjoys playing golf, football, basketball, and bowling.
Rowell is positive and hardworking individual, who always strives to achieve the highest standard possible, at any given task. He has a good eye for detail and is eager to be challenged in order to grow and improve his skills gained through previous experiences.
Although Rowell is new to the financial business, he is very service-oriented with excellent listening and critical thinking skills. From an early age, he was always fascinated with electronics and computer technology in particular. He graduated with a degree in Information Technology and has worked as a contractor for one of the top computer vendors in the country, Dell Computers.
Rowell has lived in the San Francisco Bay Area most of his life. In 2001, he and his wife decided to relocate to Las Vegas. That was when his priorities changed and decided to pursue a career as a Loan Officer in order to contribute and help people achieve their dreams of owning their own homes. The comradery and friendships he has formed since moving to Las Vegas has been his biggest influence in assisting and educating clients with regards to their finances.
Rowell is very family oriented and has been married to the same wonderful woman for over 20 years. His hobbies include bowling, sports and recreational shooting. He also volunteers as an Assistant Treasurer for PAMET (Philippine Association of Medical Technologists) of Nevada. A non-profit organization that provides assistance to less fortunate children in the Philippines, in pursuit of higher education.
Wealth Architect & Business Consultant
Life | Property & Casualty Agent
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