October 25, 2014

Budgeting is the most basic and the most effective tool for managing your money. This take practice, and the ability to manage your money is critical regardless of your financial situation. But in hard times it even more important. Yet, most people avoid doing it becau...

October 9, 2014

The answer is simple: as soon as you can. Ideally, you'd start saving in your 20s, when you first leave school and begin earning paychecks. That's because the sooner you begin saving, the more time your money has to grow. Each year's gains can generate their own gains...

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